I am currently testing Grok Bot. My best friend right now when it comes to taxes and investing,
I will no longer be using a human accountant.
That is all.
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So tell us exactly how you’re using it. I’m in the process of rolling over 90% of my 401(k) into a traditional IRA. Always interested in investing and tax tips.
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I won’t lie, seems terrifying to me to count on apps or bots for money advice.
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@Pdono same question as @Lionpile Can you give a specific example of how to use it for that purpose? Thanks!
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Advice I’m fine with. The models are “smart” as hell. But I’m not prepared to hook them up to my accounts yet.
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So far, I have kicked the tires on Perplexity Search, Perplexity Computer, ChatGPT, Claude Sonet 5.5, Grok 4.7, and Gemini Flash 3.8. All have value and answer the same investment questions slightly differently. The more questions you ask, the better they understand your style and investment risk. Right now, and this may change as LLMs change quickly, but for me, I like how Grok Bot summarizes and communicates with me. I am treating my daily investments as a small business. I have it connected to my Schwab account, and it can view my portfolio and my balances. It also tracks the trades I made and my wins and losses. It does not make trades for me. I do all of those manually. It’s not perfect; some suggestions, I dont care for, but it is also teaching me things as I trade. It only scans the market and makes suggestions based on what it sees and what we have discussed. I am going to keep pushing it to see how it evolves.
Here is a sample report it sent me after the market closed. It sends me reports in the morning, midday, and afternoon automatically.
Today’s swing scan is ready. The market sold off hard after a hot inflation report, and money moved into healthcare, energy and steadier names. Advice only.
Best fits for you (2–4 week holds):
XLV (healthcare fund): buy at $171–174, stop at $167.50, target $181. This is my top pick. It’s a fund, so there’s no single-company earnings risk.
MDT (Medtronic): buy at $92–94.50, stop at $88.80, target $101. Wait for a dip into that range.
EOG (oil producer): buy only on a dip to $148–152, stop at $142.50, target $164. Take profits before its Nov 5 earnings.
Optional:
V (Visa): buy at $382–392, stop at $370, target $418. It reports Oct 27 and adds to your financial stocks, so keep it small.
ORCL short: I’d skip it. Shorting is risky while money is tight.
None of these overlap with what you hold, and there are no wash-sale issues.
Your JNJ, JPM and GOOG puts held up fine today.
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Its not doing any trading for me. I trade the indicators, the info, the fundmental analysis, and etc. I look at charts before I trade, but it is saving me time on research and market analysis.
Today, I was thinking about either buying SPCX shares or selling more PUTS; here is what it advised. I see this as a risk and time-saving tool.
Me: How about PUTS in SPCX?
Grok BOT:
Maybe, but keep it small. I’d treat SpaceX (SPCX) as a speculative name, not a core holding.
What I found:
SPCX is about $152, down 2–4% today and falling from about $163.
Its implied volatility is about 50%. That means fat premiums, but big swings.
For the Oct 23 expiry, the options price in a move of about ±$12.
One contract would tie up about $14,000–15,000 if assigned.
If you do it:
Sell 1 put at $140 or lower, expiring Oct 23. That’s below the expected move.
Don’t sell more than 1. It’s new, it’s volatile, and it would add to your growth-stock risk.
Wait until Friday’s AAOI, AXTI, ANET and BLSH puts are settled.
I couldn’t get a reliable bid for the $140 put. Check it in Schwab and aim for a delta under 0.20.
My honest view: while money is tight, the JNJ, JPM and GOOG puts are safer income. SPCX could drop $20 in a day.
Advice only.
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Agreed. I use these models frequently to help accomplish things I never could have before.
However, they do need lots of oversight still.
Anything I set up to do agentically has hard permission boundaries and lots of deterministic (code) aspects. Basically, if it’s done in an automated way, I seriously constrain the probabilistic (AI) tools to only what’s necessary.
Just turning AI agents loose seems like a real risk.
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As metioned, it can see my account, but NOT make any trades or take any actions on my behalf.
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I can tell it is going to be a major time saver when it comes to tax loss harvesting.
I like Leo because I trust Brave as the lesser of evils. For now.
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I’ve bounced some investment ideas off of ChatGTP and acted on some specific stock suggestions. Obviously a brutal market today so my AI stock picks took a decent hit. Luckily I arranged to have about 60% of my 401k moved earlier this week so I saved quite a bit of cash just by being in limbo today. The check from my 401k account takes 7 business days to clear through Vanguard (an obscene length of time in today’s digital world IMO), so selfishly I wouldn’t be too disappointed to see the market tumble a little bit more over the next week so I can buy it on sale when I jump back in. I also have about 10% of my vanguard account under management. They charge low fees (0.3%) for the Service and I think you get pretty good bang for your buck. I just wanted to dip my toe into the AUM water first before I committed too much to an asset manager. Frankly I doubt I will put any other money into an AUM account because I get the same advice with my current asset load and can mimic their mutual funds / ETFs picks in my self managed account and don’t have to pay additional fees for no additional benefit. Good topic @Pdono
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Is there a way to fund an account and have AI do everything based on my guardrails? Might be a fun experiment for 1k
It said put the whole $1000 into Peloton. 
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